US PayPal Fee Calculator
Calculate PayPal Checkout fees for US transactions. Find out exactly how much PayPal takes and what lands in your account.
Calculate Fee
Transaction Type
Quick Examples
How PayPal Fees Work in the US
PayPal Checkout charges 3.49% + $0.49 per domestic transaction. International transactions cost 4.49% + $0.49. There are additional fees for currency conversion (typically 3-4% above mid-market rate).
PayPal also offers different rates depending on the payment method: PayPal Checkout, Standard card processing, and Advanced card processing each have slightly different rates. The calculator above uses PayPal Checkout rates as these are the most common for freelancers and small sellers.
Sample Calculations
| Payment | Type | Fee | You Keep |
|---|---|---|---|
| $25.00 | Domestic | -$1.36 | $23.64 |
| $50.00 | Domestic | -$2.24 | $47.77 |
| $100.00 | Domestic | -$3.98 | $96.02 |
| $100.00 | International | -$4.98 | $95.02 |
| $500.00 | Domestic | -$17.94 | $482.06 |
| $1000.00 | Domestic | -$35.39 | $964.61 |
FAQ
Why is PayPal more expensive than Stripe?
PayPal Checkout's standard rate (3.49% + $0.49) is higher than Stripe's (2.9% + $0.30). However, PayPal offers brand recognition and buyer trust that can increase conversion rates, potentially offsetting the cost difference.
Are PayPal Friends & Family payments free?
Domestic personal transfers are free when funded by bank account or PayPal balance. However, using Friends & Family for business transactions violates PayPal's Terms of Service.
Does PayPal have volume discounts?
Yes. Merchants processing over $3,000/month can qualify for reduced rates. Contact PayPal directly for custom pricing.