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FeeBreaker
GBPayPal

UK PayPal Fee Calculator

Calculate PayPal fees for UK transactions. Find out exactly how much PayPal takes and what lands in your account.

Calculate Fee

Transaction Type

Rate2.90%
Fixed fee£0.30
Formula2.9% + £0.30
You keep
£96.80
Effective fee rate: 3.2%
Payment received£100.00
PayPal fee-£3.20
You keep£96.80
To receive exactly £100.00 after fees:
Charge £103.30

Quick Examples

You keep£96.80
Fee: 3.2%

How PayPal Fees Work in the UK

PayPal UK charges a standard rate of 2.9% + £0.30 per domestic transaction. International transactions cost 4.99% + £0.30. There are no monthly fees for standard PayPal business accounts.

Currency conversion incurs an additional fee (typically 3-4% above the mid-market exchange rate) when your customer pays in a different currency. If you receive payments in multiple currencies, settling in GBP helps avoid these additional charges.

Sample Calculations

PaymentTypeFeeYou Keep
£25.00Domestic1.03£23.98
£50.00Domestic1.75£48.25
£100.00Domestic3.20£96.80
£100.00International5.29£94.71
£500.00Domestic14.80£485.20

FAQ

Does PayPal charge monthly fees in the UK?

No. Standard PayPal business accounts in the UK have no monthly fees. You only pay per transaction when you receive payments.

Are PayPal Friends & Family payments free in the UK?

Domestic personal transfers funded by bank account or PayPal balance are free. However, using Friends & Family for business transactions violates PayPal's Terms of Service and removes buyer protection.

How does PayPal compare to Stripe in the UK?

Stripe (1.5% + £0.20) is cheaper than PayPal (2.9% + £0.30) for UK domestic transactions. However, PayPal's buyer recognition and checkout trust can improve conversion rates for some businesses. Use our comparison tool to see the full breakdown.

Related Tools

Fee data from the official PayPal UK Business Fees. Last updated: 2026-03-26. Rates shown are standard; your account may have different pricing.