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FeeBreaker
CAPayPal

Canada PayPal Fee Calculator

Calculate PayPal fees for Canadian transactions in CAD. Find out exactly how much PayPal takes and what lands in your account.

Calculate Fee

Transaction Type

Rate2.89%
Fixed feeC$0.30
Formula2.9% + C$0.30
You keep
C$96.81
Effective fee rate: 3.19%
Payment receivedC$100.00
PayPal fee-C$3.19
You keepC$96.81
To receive exactly C$100.00 after fees:
Charge C$103.28

Quick Examples

You keepC$96.81
Fee: 3.19%

How PayPal Fees Work in Canada

PayPal Canada charges 2.89% + C$0.30 per domestic transaction. International transactions cost 3.89% + C$0.30. There are no monthly fees for standard PayPal business accounts in Canada.

Currency conversion incurs an additional fee when your customer pays in a different currency. If you accept USD payments from American customers, PayPal will convert to CAD and charge a conversion spread (typically 3-4% above the mid-market rate).

Sample Calculations

PaymentTypeFeeYou Keep
C$25.00Domestic-C$1.02C$23.98
C$50.00Domestic-C$1.74C$48.26
C$100.00Domestic-C$3.19C$96.81
C$100.00International-C$4.19C$95.81
C$500.00Domestic-C$14.75C$485.25

FAQ

Does PayPal charge monthly fees in Canada?

No. Standard PayPal business accounts in Canada have no monthly fees. You only pay per transaction when you receive payments.

Is Stripe or PayPal cheaper in Canada?

Stripe (2.9% + C$0.30) and PayPal (2.89% + C$0.30) have nearly identical domestic rates in Canada, making the choice largely about features, integration, and customer experience rather than cost. Use our comparison tool to see a detailed side-by-side breakdown.

Does PayPal support CAD?

Yes. PayPal fully supports Canadian dollars (CAD) for businesses operating in Canada. You can receive, hold, and withdraw funds in CAD directly to your Canadian bank account.

Related Tools

Fee data from the official PayPal Canada Business Fees. Last updated: 2026-03-26. Rates shown are standard; your account may have different pricing.